Welcome to this historic 2-story commercial building (used to be Peoples Bank, original vault is still there), located in the heart of St. Charles, MO! This property offers a unique opportunity for investors or business owners looking to generate income from the existing tenant on the first floor, while having the potential to live, or create additional income, upstairs. The upper level can be easily converted into a spacious living area, two separate apartments for long/short-term rentals, or used for additional commercial rental space, allowing for endless possibilities. Situated in an area anticipating major growth because of the new city hall that is being constructed next door, this property is ideal for those looking to capitalize on the booming real estate market in St. Charles. Don't miss out on this amazing opportunity to own a piece of St. Charles history. Schedule your showing today and unlock the full potential of this one-of-a-kind property!